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St. Cloud Center for Ophthalmic SurgerySt. Cloud Center for Ophthalmic Surgery

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Insurance and Billing

At the time of a visit, patients are expected to provide our office with the correct insurance information, including your insurance card, which we will copy. Your insurance coverage is an agreement between you and your insurance company. Financial responsibility rests with the patent for deductibles, co-insurance, co-payments, and non-covered services. We accept Visa, MasterCard, Discover, and Care Credit. Care Credit is a convenient, monthly payment program for yourself and your family specifically designed to pay for healthcare expenses not covered by insurance, including co-payments, deductibles and elective treatment and care. For more information about Care Credit payment plans, please contact our center.

We also offer the option to pay bills online. With our online bill pay option, you can securely make a payment for your service online with no hassles.

Pay Bill Online

For your convenience, we accept Medicare and we will submit to all insurance plans on your behalf. Health insurance coverage and benefits may vary greatly by plan.  Please contact your individual health insurance plan directly to confirm your specific coverage prior to visiting our facility. You will receive an easy-to-understand bill from us, and you will also receive separate bills from your surgeon and anesthesia provider. We welcome self-pay patients, and we will be happy to discuss payment arrangements.

Please do not hesitate us to call us with any insurance or billing questions: (320) 258-6620. Our staff is eager to address any questions or concerns you may have.

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
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Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
Read More

Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.
Read More

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St. Cloud Center for Ophthalmic Surgery
2055 North 15th Street, Suite B,
St. Cloud, MN 56303

© 2023 St. Cloud Center for Ophthalmic Surgery